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Disclaimer Policy

The Grown-Up School Disclaimer Policy

Affiliate and Advertising Disclosure

We always aim to provide unbiased editorial created by our writers. However, we also need to pay our teams and website costs so we make money in a number of ways. We sometimes use affiliate links to products and services on retailer sites for which we can receive compensation if you click on those links or make purchases through them.ย 

From time to time we also publish advertorials (paid-for editorial content)ย and sponsored content on the site. When this is the case the content is clearly marked as sponsored or promoted, so youโ€™ll always know which content is editorial and which is not. We have aย full guide to funding on The Grown-Up School here.

Loss or damage
We do not accept any liability for any loss or damage which is incurred from you acting or not acting as a result of reading any of our articles. You acknowledge that you use the information we provide at your own risk.

We provide information for educational purposes, not advice or recommendations
Our articles do not offer investment advice and nothing in them should be construed as investment advice. Our articles provide information for educational purposes.

Verification of facts and data
The information we publish has been obtained from sources that we believe to be accurate and complete. Any opinions that we publish may be wrong and may change at any time. Although reasonable care has been taken, we cannot guarantee the accuracy or completeness of any information we publish. You should always carry out your own independent verification of facts and data before making any investment decisions.

Seek professional advice if required
If you are unsure of any investment decision you should seek a professional financial advisor. The Grown-Up School is not a registered investment adviser and we do not provide investment advice or recommendations. We are not regulated by any government authority such as the Financial Conduct Authority.

Carry out your own independent research
You should carry out your own independent research before making any investment decision. Our articles do not take the specific needs, investment objectives and financial situation of any particular individual into consideration and any investments mentioned may not be suitable for you. You should not base any investment decision solely on the basis of the information that we publish.

Investment risks
The value of shares can fall as well as rise. Dividend payments can fall as well as rise. Any information relating the to past performance of an investment or investment service is not a guide to future performance. Share prices may go down as well as up and you may not get back the original amount invested. You should not buy shares with money you cannot afford to lose.